:root {
        color-scheme: light;
        --bg: #f3f7fc;
        --surface: #ffffff;
        --ink: #0f2740;
        --muted: #52667d;
        --line: #d7e3f0;
        --accent: #156fe5;
        --accent-dark: #0f5cc2;
        --accent-soft: #e9f2ff;
        --radius: 16px;
      }

      * {
        box-sizing: border-box;
      }

      body {
        margin: 0;
        font-family: "Segoe UI", "Nunito", Arial, sans-serif;
        color: var(--ink);
        background:
          radial-gradient(circle at 10% -10%, rgba(21, 111, 229, 0.16), transparent 36%),
          radial-gradient(circle at 100% 0%, rgba(21, 111, 229, 0.08), transparent 28%),
          var(--bg);
        line-height: 1.55;
      }

      .wrap {
        width: min(1120px, calc(100% - 32px));
        margin: 0 auto;
      }

      .hero {
        padding: 84px 0 52px;
      }

      .eyebrow {
        display: inline-block;
        margin: 0 0 14px;
        padding: 8px 12px;
        border-radius: 999px;
        background: var(--accent-soft);
        color: var(--accent);
        font-size: 12px;
        font-weight: 700;
        letter-spacing: 0.08em;
        text-transform: uppercase;
      }

      h1 {
        margin: 0;
        max-width: 760px;
        font-size: clamp(2rem, 5vw, 3.9rem);
        line-height: 1.08;
        letter-spacing: -0.02em;
      }

      .subheadline {
        max-width: 700px;
        margin: 16px 0 0;
        font-size: clamp(1rem, 2.2vw, 1.22rem);
        color: var(--muted);
      }

      .actions {
        display: flex;
        flex-wrap: wrap;
        gap: 12px;
        margin-top: 28px;
      }

      .btn {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        min-height: 48px;
        padding: 12px 18px;
        border-radius: 12px;
        text-decoration: none;
        font-weight: 700;
        font-size: 0.98rem;
        transition: 0.2s ease;
      }

      .btn-primary {
        background: var(--accent);
        color: #fff;
      }

      .btn-primary:hover,
      .btn-primary:focus-visible {
        background: var(--accent-dark);
      }

      .btn-secondary {
        border: 1px solid var(--line);
        background: #fff;
        color: var(--ink);
      }

      .btn-secondary:hover,
      .btn-secondary:focus-visible {
        border-color: #bdd2ea;
        background: #f9fcff;
      }

      .quick-points {
        margin: 26px 0 0;
        padding: 0;
        list-style: none;
        display: grid;
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 10px 16px;
      }

      .quick-points li {
        position: relative;
        padding-left: 24px;
        color: var(--muted);
        font-weight: 600;
      }

      .quick-points li::before {
        content: "✓";
        position: absolute;
        left: 0;
        top: 0;
        color: var(--accent);
        font-weight: 800;
      }

      .section {
        margin: 0 0 20px;
      }

      .panel {
        background: rgba(255, 255, 255, 0.88);
        border: 1px solid var(--line);
        border-radius: var(--radius);
        padding: 28px;
        box-shadow: 0 16px 36px rgba(16, 39, 64, 0.07);
      }

      h2 {
        margin: 0 0 12px;
        font-size: clamp(1.4rem, 2.2vw, 1.9rem);
        line-height: 1.2;
      }

      .muted {
        margin: 0;
        color: var(--muted);
      }

      .grid-3 {
        margin-top: 22px;
        display: grid;
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 14px;
      }

      .card {
        padding: 18px;
        border-radius: 14px;
        border: 1px solid var(--line);
        background: #fff;
      }

      .card h3 {
        margin: 0 0 8px;
        font-size: 1rem;
      }

      .card p {
        margin: 0;
        color: var(--muted);
      }

      .steps {
        margin: 16px 0 0;
        padding-left: 18px;
        color: var(--muted);
      }

      .steps li + li {
        margin-top: 8px;
      }

      .final-cta {
        margin: 18px 0 74px;
        padding: 28px;
        border-radius: 20px;
        background: linear-gradient(135deg, #0f2740, #1a4d84);
        color: #fff;
      }

      .final-cta p {
        margin: 10px 0 0;
        color: rgba(255, 255, 255, 0.84);
      }

      .cta-row {
        margin-top: 18px;
        display: flex;
        flex-wrap: wrap;
        gap: 10px;
      }

      .btn-light {
        background: #fff;
        color: #0f2740;
      }

      .btn-ghost {
        border: 1px solid rgba(255, 255, 255, 0.42);
        color: #fff;
      }

      @media (max-width: 920px) {
        .hero {
          padding-top: 66px;
        }

        .quick-points,
        .grid-3 {
          grid-template-columns: 1fr;
        }

        .panel,
        .final-cta {
          padding: 22px;
        }
      }

:root {
      --brand-900: #123b6d;
      --brand-700: #1f5fa8;
      --brand-600: #2d73c9;
      --brand-100: #eaf3ff;
      --ink-900: #132033;
      --ink-700: #42526b;
      --white: #ffffff;
      --radius-lg: 16px;
      --radius-md: 12px;
      --shadow-md: 0 10px 28px rgba(16, 38, 66, 0.12);
      --shadow-sm: 0 6px 18px rgba(16, 38, 66, 0.08);
    }

    body {
      color: var(--ink-900);
      background: linear-gradient(180deg, #f7fbff 0%, #ffffff 45%);
    }

    .wrap {
      max-width: 1120px;
    }

    .hero {
      padding: 2.5rem 1.25rem 2rem;
      text-align: center;
      position: relative;
    }

    .hero .eyebrow {
      display: inline-block;
      background: var(--brand-100);
      color: var(--brand-700);
      font-weight: 700;
      border-radius: 999px;
      padding: 0.4rem 0.8rem;
      margin-bottom: 1rem;
    }

    .hero h1 {
      max-width: 900px;
      margin: 0 auto 1rem;
      font-size: clamp(1.9rem, 3.8vw, 3.1rem);
      line-height: 1.15;
      letter-spacing: -0.01em;
    }

    .subheadline {
      max-width: 760px;
      margin: 0 auto 1.25rem;
      color: var(--ink-700);
      font-size: 1.08rem;
    }

    .actions {
      justify-content: center;
      margin-bottom: 1rem;
      gap: 0.75rem;
      flex-wrap: wrap;
    }

    .btn {
      border-radius: 999px;
      font-weight: 700;
      text-decoration: none;
      box-shadow: var(--shadow-sm);
    }

    .btn-primary {
      background: linear-gradient(135deg, var(--brand-700), var(--brand-600));
      border: 0;
    }

    .btn-secondary {
      background: var(--white);
      color: var(--brand-700);
      border: 1px solid #cfe2ff;
    }

    .quick-points {
      display: flex;
      gap: 1rem;
      justify-content: center;
      flex-wrap: wrap;
      list-style: none;
      padding: 0;
      margin: 0.5rem 0 0;
      color: var(--ink-700);
      font-weight: 600;
    }

    .quick-points li {
      background: #fff;
      border: 1px solid #e6eef9;
      padding: 0.45rem 0.75rem;
      border-radius: 999px;
    }

    .panel {
      border-radius: var(--radius-lg);
      border: 1px solid #e4edf8;
      box-shadow: var(--shadow-sm);
      background: #fff;
    }

    .section h2 {
      letter-spacing: -0.01em;
      margin-bottom: 0.45rem;
    }

    .muted {
      color: var(--ink-700);
      margin-bottom: 1.2rem;
    }

    .grid-3 .card {
      border: 1px solid #e8eff9;
      border-radius: var(--radius-md);
      box-shadow: none;
    }

    .steps {
      margin: 0;
      padding-left: 1.2rem;
    }

    .steps li {
      margin-bottom: 0.75rem;
      color: var(--ink-700);
    }

    .benefits-band {
      margin: 1rem 0;
      padding: 1.2rem;
      border-radius: var(--radius-lg);
      background: linear-gradient(120deg, #f1f7ff, #ffffff);
      border: 1px solid #e0ebfb;
    }

    .benefits-band ul {
      list-style: none;
      padding: 0;
      margin: 0;
      display: grid;
      gap: 0.7rem;
      grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    }

    .benefits-band li {
      background: #fff;
      border: 1px solid #e8eff9;
      border-radius: 10px;
      padding: 0.8rem;
      font-weight: 600;
      color: var(--ink-700);
    }

    .final-cta {
      margin-top: 1rem;
      border-radius: var(--radius-lg);
      background: linear-gradient(135deg, var(--brand-900), var(--brand-700));
      color: #fff;
      box-shadow: var(--shadow-md);
      text-align: center;
      padding: 2rem 1.25rem;
    }

    .final-cta p {
      color: #e6f0ff;
      max-width: 650px;
      margin: 0.6rem auto 1rem;
    }

    .cta-row {
      justify-content: center;
      gap: 0.75rem;
      flex-wrap: wrap;
    }

    .btn-light {
      background: #fff;
      color: var(--brand-700);
      border: 0;
    }

    .btn-ghost {
      background: transparent;
      color: #fff;
      border: 1px solid rgba(255, 255, 255, 0.55);
      box-shadow: none;
    }

    .trust-note {
      font-size: 0.95rem;
      margin-top: 1rem;
      color: #d6e7ff;
    }

:root {
      --bg: #f4f8ff;
      --surface: #ffffff;
      --surface-soft: #f8fbff;
      --text: #142033;
      --muted: #4f5f79;
      --primary: #1f5eff;
      --primary-strong: #164ee0;
      --border: #dbe7ff;
      --shadow-sm: 0 8px 24px rgba(20, 32, 51, 0.06);
      --shadow-md: 0 18px 48px rgba(20, 32, 51, 0.1);
      --radius-lg: 18px;
      --radius-md: 14px;
      --radius-sm: 10px;
    }

    * {
      box-sizing: border-box;
    }

    body {
      margin: 0;
      color: var(--text);
      background:
        radial-gradient(1200px 600px at 8% -12%, rgba(31, 94, 255, 0.10), transparent 60%),
        radial-gradient(1000px 500px at 92% 0%, rgba(31, 94, 255, 0.08), transparent 60%),
        linear-gradient(180deg, #f7faff 0%, #f4f8ff 100%);
      line-height: 1.65;
      -webkit-font-smoothing: antialiased;
      text-rendering: optimizeLegibility;
    }

    .wrap {
      width: min(1120px, 92vw);
      margin: 0 auto;
      padding: clamp(1rem, 2vw, 1.5rem) 0 3.5rem;
      position: relative;
    }

    .section {
      margin-top: clamp(1.4rem, 3vw, 2.4rem);
    }

    .hero.section {
      position: relative;
      overflow: hidden;
      margin-top: 1rem;
      padding: clamp(2rem, 5vw, 3.5rem);
      border: 1px solid var(--border);
      border-radius: calc(var(--radius-lg) + 4px);
      background:
        linear-gradient(135deg, rgba(255,255,255,0.96) 0%, rgba(248,252,255,0.96) 100%);
      box-shadow: var(--shadow-md);
    }

    .hero.section::before {
      content: "";
      position: absolute;
      width: 360px;
      height: 360px;
      right: -140px;
      top: -140px;
      border-radius: 50%;
      background: radial-gradient(circle, rgba(31, 94, 255, 0.16), rgba(31, 94, 255, 0.02) 68%, transparent 74%);
      pointer-events: none;
    }

    .hero.section::after {
      content: "";
      position: absolute;
      width: 260px;
      height: 260px;
      left: -90px;
      bottom: -120px;
      border-radius: 50%;
      background: radial-gradient(circle, rgba(31, 94, 255, 0.12), transparent 70%);
      pointer-events: none;
    }

    .eyebrow {
      margin: 0 0 0.6rem;
      font-size: 0.88rem;
      font-weight: 700;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      color: var(--primary-strong);
    }

    h1, h2, h3 {
      margin: 0;
      line-height: 1.2;
      letter-spacing: -0.02em;
      color: #0f1b31;
    }

    h1 {
      font-size: clamp(2rem, 4.2vw, 3.2rem);
      max-width: 18ch;
      margin-bottom: 0.9rem;
    }

    h2 {
      font-size: clamp(1.45rem, 2.6vw, 2rem);
      margin-bottom: 0.75rem;
    }

    h3 {
      font-size: clamp(1.05rem, 1.8vw, 1.2rem);
      margin-bottom: 0.4rem;
    }

    .subheadline {
      font-size: clamp(1rem, 1.4vw, 1.13rem);
      color: var(--muted);
      max-width: 62ch;
      margin: 0;
    }

    p {
      margin: 0;
    }

    .muted {
      color: var(--muted);
      max-width: 72ch;
    }

    .actions {
      display: flex;
      flex-wrap: wrap;
      gap: 0.8rem;
      margin-top: 1.35rem;
    }

    .btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      min-height: 44px;
      padding: 0.72rem 1.15rem;
      border-radius: 999px;
      font-weight: 700;
      text-decoration: none;
      transition: transform .16s ease, box-shadow .2s ease, background-color .2s ease, border-color .2s ease, color .2s ease;
      border: 1px solid transparent;
      white-space: nowrap;
    }

    .btn:hover {
      transform: translateY(-1px);
    }

    .btn:focus-visible {
      outline: 3px solid rgba(31, 94, 255, 0.25);
      outline-offset: 2px;
    }

    .btn-primary {
      background: linear-gradient(180deg, #2f6fff 0%, #1f5eff 100%);
      color: #fff;
      box-shadow: 0 10px 24px rgba(31, 94, 255, 0.34);
    }

    .btn-primary:hover {
      background: linear-gradient(180deg, #2a66ef 0%, #1a52e6 100%);
      box-shadow: 0 14px 28px rgba(31, 94, 255, 0.36);
    }

    .btn-secondary,
    .btn-ghost {
      background: #fff;
      color: var(--primary-strong);
      border-color: #bfd3ff;
      box-shadow: var(--shadow-sm);
    }

    .btn-secondary:hover,
    .btn-ghost:hover {
      background: #f4f8ff;
      border-color: #9cbaff;
    }

    .btn-light {
      background: #fff;
      color: #13388f;
      border-color: rgba(255,255,255,0.45);
      box-shadow: 0 10px 22px rgba(14, 36, 92, 0.22);
    }

    .quick-points {
      display: flex;
      flex-wrap: wrap;
      gap: 0.55rem 1.2rem;
      margin: 1.3rem 0 0;
      padding: 0;
      list-style: none;
      color: #2f446b;
    }

    .quick-points li {
      position: relative;
      padding-left: 1.1rem;
      font-weight: 600;
      font-size: 0.95rem;
    }

    .quick-points li::before {
      content: "";
      position: absolute;
      left: 0;
      top: 0.62em;
      width: 7px;
      height: 7px;
      border-radius: 50%;
      background: var(--primary);
      transform: translateY(-50%);
    }

    .panel {
      background: var(--surface);
      border: 1px solid var(--border);
      border-radius: var(--radius-lg);
      padding: clamp(1.25rem, 3.5vw, 2rem);
      box-shadow: var(--shadow-sm);
    }

    .grid-3 {
      margin-top: 1.15rem;
      display: grid;
      grid-template-columns: repeat(3, minmax(0, 1fr));
      gap: 1rem;
    }

    .card {
      background: linear-gradient(180deg, #ffffff 0%, #f9fbff 100%);
      border: 1px solid #e3edff;
      border-radius: var(--radius-md);
      padding: 1rem 1rem 1.05rem;
      box-shadow: 0 8px 22px rgba(20, 32, 51, 0.06);
    }

    .card p {
      color: var(--muted);
    }

    .benefits-band {
      position: relative;
      overflow: hidden;
      border-radius: var(--radius-lg);
      padding: clamp(1.35rem, 3.4vw, 2rem);
      background: linear-gradient(125deg, #eaf2ff 0%, #dbe9ff 52%, #eef5ff 100%);
      border: 1px solid #cddfff;
      box-shadow: var(--shadow-sm);
    }

    .benefits-band h2 {
      margin-bottom: 0.75rem;
    }

    .benefits-band ul {
      margin: 0;
      padding-left: 1.1rem;
      color: #22385f;
    }

    .benefits-band li + li {
      margin-top: 0.38rem;
    }

    .steps {
      margin: 0.8rem 0 0;
      padding-left: 1.15rem;
    }

    .steps li + li {
      margin-top: 0.5rem;
    }

    .steps li {
      color: #243652;
    }

    .final-cta {
      margin-top: clamp(1.6rem, 3.2vw, 2.5rem);
      padding: clamp(1.5rem, 3.5vw, 2.2rem);
      border-radius: calc(var(--radius-lg) + 2px);
      background: linear-gradient(140deg, #1b4ecf 0%, #0f3ca9 100%);
      color: #eff5ff;
      box-shadow: 0 18px 40px rgba(15, 60, 169, 0.35);
    }

    .final-cta h2 {
      color: #ffffff;
      margin-bottom: 0.6rem;
    }

    .final-cta p {
      color: #e1ebff;
    }

    .cta-row {
      display: flex;
      flex-wrap: wrap;
      gap: 0.8rem;
      margin-top: 1rem;
    }

    .trust-note {
      margin-top: 1rem;
      font-size: 0.95rem;
      color: #d6e4ff;
    }

    @media (max-width: 900px) {
      .grid-3 {
        grid-template-columns: 1fr;
      }
      h1 {
        max-width: 100%;
      }
    }

    @media (max-width: 640px) {
      .wrap {
        width: min(1120px, 94vw);
      }
      .btn {
        width: 100%;
      }
      .actions,
      .cta-row {
        flex-direction: column;
      }
      .quick-points {
        gap: 0.45rem 0.9rem;
      }
    }

/* only small tweaks that should override base.css */
    :root {
      --nav-bg: rgba(10, 22, 40, 0.78);
      --nav-border: rgba(255, 255, 255, 0.14);
      --nav-link: #eaf2ff;
      --nav-link-hover: #ffffff;
      --nav-shadow: 0 10px 30px rgba(5, 16, 34, 0.22);
    }

    html {
      scroll-behavior: smooth;
      scroll-padding-top: 5.25rem;
    }

    body {
      margin: 0;
    }

    .top-nav {
      position: sticky;
      top: 0;
      z-index: 1000;
      backdrop-filter: saturate(140%) blur(10px);
      -webkit-backdrop-filter: saturate(140%) blur(10px);
      background: var(--nav-bg);
      border-bottom: 1px solid var(--nav-border);
      box-shadow: var(--nav-shadow);
    }

    .top-nav-inner {
      max-width: 1100px;
      margin: 0 auto;
      padding: 0.7rem 1rem;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 0.75rem;
    }

    .brand {
      display: inline-flex;
      align-items: center;
      gap: 0.5rem;
      text-decoration: none;
      color: #fff;
      min-width: 0;
    }

    .brand-mark {
      width: 0.62rem;
      height: 0.62rem;
      border-radius: 999px;
      background: linear-gradient(135deg, #8cc3ff, #4f8ef7);
      box-shadow: 0 0 0 4px rgba(140, 195, 255, 0.18);
      flex: 0 0 auto;
    }

    .brand-text {
      font-weight: 700;
      letter-spacing: 0.01em;
      white-space: nowrap;
      overflow: hidden;
      text-overflow: ellipsis;
      color: #fff;
    }

    .top-nav-links {
      display: flex;
      align-items: center;
      gap: 0.25rem;
      flex-wrap: wrap;
      justify-content: flex-end;
    }

    .top-nav-links a {
      color: var(--nav-link);
      text-decoration: none;
      font-weight: 600;
      font-size: 0.93rem;
      line-height: 1;
      padding: 0.52rem 0.7rem;
      border-radius: 0.55rem;
      transition: color 0.2s ease, background-color 0.2s ease;
      white-space: nowrap;
    }

    .top-nav-links a:hover,
    .top-nav-links a:focus-visible {
      color: var(--nav-link-hover);
      background: rgba(255, 255, 255, 0.12);
      outline: none;
    }

    .top-nav-links .nav-cta {
      background: #ffffff;
      color: #15315e;
      font-weight: 700;
      padding: 0.55rem 0.82rem;
    }

    .top-nav-links .nav-cta:hover,
    .top-nav-links .nav-cta:focus-visible {
      background: #f2f7ff;
      color: #0f2850;
    }

    .anchor-target {
      scroll-margin-top: 5.4rem;
    }

    @media (max-width: 860px) {
      .top-nav-inner {
        flex-direction: column;
        align-items: stretch;
        gap: 0.55rem;
        padding-top: 0.62rem;
        padding-bottom: 0.62rem;
      }

      .brand {
        justify-content: center;
      }

      .top-nav-links {
        justify-content: center;
      }

      .top-nav-links a {
        font-size: 0.89rem;
        padding: 0.5rem 0.6rem;
      }
    }

    @media (max-width: 520px) {
      .top-nav-links {
        display: grid;
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 0.35rem;
      }

      .top-nav-links a {
        text-align: center;
      }

      .top-nav-links .nav-cta {
        grid-column: span 2;
      }
    }

/* compact top-nav refinement only */
.top-nav {
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: saturate(140%) blur(6px);
  -webkit-backdrop-filter: saturate(140%) blur(6px);
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid rgba(15, 23, 42, 0.12);
  box-shadow: 0 1px 2px rgba(15, 23, 42, 0.06);
}

.top-nav-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0.5rem 1rem;
  min-height: 56px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  text-decoration: none;
  line-height: 1;
  white-space: nowrap;
  color: #0f172a;
}

.brand:visited {
  color: #0f172a;
}

.brand-text {
  font-size: 0.98rem;
  font-weight: 700;
  letter-spacing: 0.01em;
}

.top-nav-links {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.top-nav-links a {
  text-decoration: none;
  font-size: 0.9rem;
  line-height: 1;
  padding: 0.45rem 0.6rem;
  border-radius: 0.5rem;
  color: #0f172a;
}

.top-nav-links a:visited {
  color: #0f172a;
}

.top-nav-links a:hover {
  background: rgba(15, 23, 42, 0.08);
}

.top-nav-links a:focus-visible,
.brand:focus-visible {
  outline: 3px solid #2563eb;
  outline-offset: 2px;
  background: rgba(37, 99, 235, 0.12);
}

.top-nav-links .nav-cta {
  padding: 0.5rem 0.75rem;
  font-size: 0.88rem;
  font-weight: 600;
  white-space: nowrap;
}

@media (max-width: 900px) {
  .top-nav-inner {
    min-height: 52px;
    padding: 0.45rem 0.8rem;
  }

  .brand-text {
    font-size: 0.93rem;
  }

  .top-nav-links {
    gap: 0.15rem;
  }

  .top-nav-links a {
    font-size: 0.84rem;
    padding: 0.4rem 0.5rem;
  }

  .top-nav-links .nav-cta {
    font-size: 0.82rem;
    padding: 0.42rem 0.62rem;
  }
}

@media (max-width: 680px) {
  .top-nav-inner {
    align-items: flex-start;
    flex-direction: column;
    gap: 0.35rem;
  }

  .top-nav-links {
    width: 100%;
    justify-content: flex-start;
  }
}